There are four (4) applicable waiting periods for new members:
- Maternity - 9 months
- Specialised/Limited dentistry - 12 months.
- Pre-existing conditions- 24 months.
- Infants not registered within 30 days of birth - 3 months.
The above waiting periods do not apply to anyone who joins the fund and has been a registered member or dependent of a recognized medical aid fund for a continuous period of at least one (1) year and the application to join Pulamed is made within three months from termination of previous cover.